Yes — open to PMA up to 100%.
Operating license routes through Financial Services Authority, not OSS — Emerhub handles the application end-to-end.
- Foreign ownership
- 100% PMA
- Sector regulator
- Financial Services Authority (OJK)
- Min. paid-up capital
- IDR 2.5B paid-up · BKPM Reg. 5/2025
- Issuing authority for PMA
- Minister/Head of AgencyMinistry-issued
- Risk + license type
- High·NIB + Operating License (Izin)
- Setup timeline
- PT PMA 4–8 weeks; Emerhub files the Operating License (typically 2–6 months ministry review).
What's specific to this sector
- 01
OJK authorization required in addition to OSS NIB.
- 02
Foreign-equity caps vary by sub-sector.
- 03
Higher minimum capital requirements than standard PT PMA.
