Life Insurance

This subgroup includes life insurance businesses, which involve providing risk mitigation services that offer payments to policyholders, insured parties, or other entitled parties in the event of the insured's death or survival, or other payments to policyholders, insured parties, or other entitled parties at specified intervals as stipulated in the agreement. These payments can be predetermined and/or based on fund management results. Life insurance activities can be conducted conventionally or based on Sharia principles and are carried out by conventional life insurance companies, Sharia-compliant life insurance companies, and Sharia-compliant life insurance units, all of which are regulated and supervised by the Financial Services Authority (Otoritas Jasa Keuangan or OJK).

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