64930Factoring Activities
AKTIVITAS ANJAK PIUTANG
the activity of purchasing trade receivables (e.g. invoices) from third parties at a certain discount (return) rate.
OSS has not published a regulatory profile for KBLI 64930 yet.
This is a new KBLI 2025 code. Indonesia's OSS portal still operates on KBLI 2020 and there is no automatic mapping to a 2020 predecessor for this activity. The risk level, permits, and obligations have not been finalised in the public OSS database.
The absence of data is not evidence the activity is unregulated.
Many of Indonesia's most heavily regulated activities — including construction of military facilities, airports, defence equipment, banking infrastructure, hospital facilities, and critical utilities — are subject to substantial extra-OSS licensing through sector ministries (Defence, Transport, Health, OJK, Bank Indonesia). The OSS Standard Certificate or Operating License is just one layer.
- ·NIB registration (we obtain through OSS — universal, instant)
- ·Sector-specific operating license — see industry guidance below
- ·PT PMA paid-up capital IDR 2.5 billion (~USD 160K) at incorporation, plus IDR 10 billion+ total investment commitment per KBLI realised over time (BKPM Reg. 5/2025)
- ·Quarterly LKPM reporting to BKPM (we file on your behalf as part of compliance)
- ·Financial services: OJK or Bank Indonesia authorization, well above OSS NIB
Foreign investment rules
Indonesia's BUPM (Investment Business Fields) regulation places this code into one of five tracks. The track determines whether a foreign investor (PMA) can operate in this activity at all, and under what conditions.
Foreign investment status not yet verifiable
Indonesia's BUPM Investment Business Fields list (Pres. Reg. 10/2021) is published against KBLI 2020 codes. KBLI 64930 is a new KBLI 2025 entry without a recorded 2020 predecessor, so the absence of this code from the closed / conditional / SME-reserved / partnership lists does not prove the activity is open to foreign investment. We can secure written confirmation from BKPM and the sector ministry on your specific business plan before any incorporation step.
What is KBLI 64930?
A plain-English explanation of this classification and the businesses it covers.
KBLI 64930 (AKTIVITAS ANJAK PIUTANG) is the 5-digit Indonesian Standard Industrial Classification code for factoring activities. It sits within Financial and Insurance Activities under the subgroup Factoring Activities in the official KBLI 2025 taxonomy maintained by Statistics Indonesia (BPS).
Who needs KBLI 64930?
Any Indonesian or foreign-owned entity that intends to operate in factoring activities as a primary or secondary business activity must select this code on its NIB (Business Identification Number). The selected code determines the licensing instruments required, the issuing authority, and the ongoing compliance obligations.
Why does the code matter?
Indonesia's OSS Risk-Based Approach uses the KBLI code to determine three things: (1) whether foreign investment is permitted and at what cap, (2) the risk-based licensing instruments required, and (3) the authority that issues each instrument. Choosing the wrong code can delay or invalidate your license.
Financial services-specific guidance
Sector context that applies to KBLI 64930 beyond the generic OSS process. Verify with the relevant ministry before committing capital.
- ·Banking, multi-finance, and securities activities require OJK authorization in addition to OSS NIB.
- ·Foreign equity caps vary by sub-sector: 99% for commercial banks (subject to OJK approval), 85% for multi-finance, 99% for securities.
- ·Capital requirements for banks/finance companies are set by OJK and are substantially higher than the standard PT PMA minimum.
Under the upcoming KBLI 2025
Indonesia's BPS published the new KBLI 2025 taxonomy in early 2025. OSS, BKPM and the operating ministries have not yet adopted it — KBLI 2020 remains the active standard for business registration. This is what's coming for this specific code.
New code introduced in KBLI 2025
KBLI 64930 did not exist in the previous (KBLI 2020) taxonomy — it was added in the 2025 release to capture an activity that was previously bundled with another code or had no dedicated classification.
- ·Not yet usable for OSS registration. OSS, BKPM and operating ministries still operate on KBLI 2020 — this code isn't selectable in OSS until the cutover.
- ·For current registrations covering this activity, we identify the closest KBLI 2020 code that matches your business and register under that. When KBLI 2025 goes live we'll migrate your entity to 64930.
- ·The migration is a procedural update — no re-registration, no operational interruption. We handle it as part of ongoing compliance.
When OSS adopts KBLI 2025, we'll migrate your existing entity to the appropriate successor code as part of ongoing compliance — no action needed on your end now.
Talk to a specialistGet an authoritative read on KBLI 64930 before committing capital
This is a new KBLI 2025 code that OSS hasn't fully adopted yet. The actual licensing requirements depend on a sector-by-sector confirmation with the relevant ministry and BKPM. We'll source the official position before you incorporate — saving months of false starts.
Confirm the licensing path